Call (541) 229-5327(541) 229-5327
MenuClose

Which Grants Pass, OR Industries We Fund, and How: Owner Guide

Each trade pays its bills on its own schedule. These notes cover twenty kinds of Josephine County, OR business: what they buy on credit, which funding types fit, and the county's Census counts for each.

Call (541) 229-5327Apply
A woman with short silver hair and black-framed glasses reviewing a tablet at a desk in a small back office.

Kitchens, Cafes and Grocers in Josephine County, OR

Food bought ahead of sales, hourly payroll and kitchen equipment.

Kinds of businesses by trade

  • Restaurants

    Restaurant loans in Grants Pass, OR: kitchen equipment loans, bank loans, restaurant lenders and cash advances, and how to get a loan for a restaurant.

  • Grocery Stores

    Grocery store loans in Grants Pass, OR: grocery store financing, buying a store, loan requirements, financial statements, and coolers and stock.

  • Coffee Shops

    Coffee shop loans in Grants Pass, OR: cafe business loans, espresso equipment financing, buying a bakery, and coffee shop loan requirements.

  • Restaurant Kitchens Around Grants Pass, OR

    Full-service restaurants had 76 employer establishments in Josephine County, OR in 2023 and limited-service restaurants had 67, with 1,145 and 1,327 paid employees. Kitchens finance ranges, hoods and walk-ins, and fill payroll gaps between deliveries and sales. The restaurant loans page pairs those costs with equipment financing and working capital, and covers adding a food truck. Restaurant payroll averaged about $22,900 per employee across the two codes (our arithmetic).

  • Coffee Shops and Bakeries in Josephine County, OR

    Snack and nonalcoholic beverage bars, the Census code that covers coffee shops, had 30 employer establishments and 470 paid employees in Josephine County, OR in 2023, 19 of them in ZIP 97526 (ZBP 2023). Espresso machines, grinders and display cases are the usual financed items. The coffee shop loans page also covers buying a bakery. Payroll at those bars and cafes came to about $17,200 per employee (our arithmetic).

  • Grocery Stores in Josephine County, OR

    Josephine County, OR had 50 employer establishments under NAICS 4451 in 2023, a code that includes 30 convenience stores, which leaves 20 supermarkets and other grocers (our arithmetic). Grocers fund stock, coolers and remodels. The grocery store loans page covers buying a store as well as inventory financing. The 4451 code reported 876 paid employees and $27.6 million in payroll for 2023, about $31,500 per employee (our arithmetic).

Doctors, Dentists and Therapists Around Grants Pass, OR

Equipment, insurance-payment gaps and practice purchases.

Kinds of businesses by trade

  • Medical Practices

    Medical practice loans in Grants Pass, OR: physician practice loans, equipment loans for doctors, working capital for clinics, and buying a practice.

  • Dental Practices

    Dental office loans in Grants Pass, OR: dental practice loans, equipment loans, acquisition financing, cash flow statements and loan calculators.

  • Chiropractic and Therapy

    Chiropractic practice loans in Grants Pass, OR: physical therapy loans, chiropractic equipment financing, working capital and optometry equipment.

  • Physician Practices in Josephine County, OR

    Offices of physicians had 39 employer establishments and 849 paid employees in Josephine County, OR in 2023, with $79.7 million in payroll. Practices finance diagnostic equipment, cover the wait for insurance payments and buy into or out of a practice. The medical practice loans page covers each of those, plus veterinary and physical therapy clinics. Physician payroll worked out to about $93,900 per employee (our arithmetic), and 19 of the practices had a ZIP 97526 address (ZBP 2023).

  • Dental Offices in Josephine County, OR

    Offices of dentists had 37 employer establishments in Josephine County, OR in 2023, 26 of them in ZIP 97526 (ZBP 2023), with 383 paid employees. Chairs, imaging and practice purchases are the dental funding questions this site covers. The dental office loans page and the dental cash flow calculator cover them in detail. Dental payroll came to $22.9 million, about $59,800 per employee (our arithmetic).

  • Chiropractors, Therapists and Optometrists

    Offices of other health practitioners, which include chiropractors, physical therapists and optometrists, had 57 employer establishments in Josephine County, OR in 2023, 63.2% with fewer than five employees. Treatment tables, therapy equipment and exam lanes are common purchases. The chiropractic and therapy page covers equipment and working capital for these clinics. 45 of those clinics had a ZIP 97526 address (ZBP 2023).

  • Business Loans for Chiropractors for Josephine County, OR Owners

    Chiropractors are counted with other health practitioners: 57 employer establishments in Josephine County, OR in 2023, 45 of them in ZIP 97526 (ZBP 2023), and 164 practitioners without paid employees in 2024 (Nonemployer Statistics, a separate program). Adjusting tables, decompression equipment and imaging are financed with equipment financing; the dedicated page covers working capital too. Those clinics paid about $43,500 per employee (our arithmetic).

Builders, Crews and Contractors in Josephine County, OR

Materials and wages paid before a draw or invoice clears.

Kinds of businesses by trade

  • Construction

    Contractor business loans in Grants Pass, OR: financing for contractors, construction equipment, credit lines, retainage and cash flow projections.

  • Landscaping

    Landscaping equipment financing in Grants Pass, OR: mower and trailer loans, lawn care equipment lists, financing companies and working capital.

  • Builders and Specialty Trades in Josephine County, OR

    Construction had 301 employer establishments in Josephine County, OR in 2023, 76.7% with fewer than five employees, including 111 residential builders and 63 building finishing contractors. Contractors buy materials and pay crews before draws arrive. The contractor loans page covers lines of credit, equipment and retainage. Payroll in the sector came to $64.2 million for 1,249 paid employees (CBP 2023).

  • Landscaping Crews in Josephine County, OR

    Landscaping services had 44 employer establishments in Josephine County, OR in 2023, 72.7% with fewer than five employees, and Nonemployer Statistics, a separate program, counted 147 landscapers without paid employees in 2024. Mowers, trailers and loaders are the main financed items. The landscaping equipment financing page covers them. Employer landscapers paid about $37,200 per employee in 2023 (our arithmetic).

  • Business Loans for HVAC Contractors in Grants Pass, OR

    Plumbing, heating and air-conditioning contractors had 28 employer establishments in Josephine County, OR in 2023, 75.0% with fewer than five employees, and 16 in ZIP 97526 (ZBP 2023). Service vans, parts stock and job-site equipment are typical purchases, while payroll before invoices clear calls for a line of credit. The contractor page covers HVAC firms with other trades.

Repair Bays, Pumps and Counters Near Grants Pass, OR

Lifts, fuel and parts stock, and buying an existing station.

Kinds of businesses by trade

  • Auto Repair

    Auto repair shop loans in Grants Pass, OR: auto shop loans, equipment financing, working capital formula and funding for repair and body shops.

  • Gas Stations

    Gas station loans in Grants Pass, OR: how to get a loan for a gas station, buying a station's business, fuel and store inventory, and equipment.

  • Auto Repair Shops in Josephine County, OR

    Automotive repair and maintenance had 46 employer establishments in Josephine County, OR in 2023, 67.4% with fewer than five employees, and 133 shops without paid employees in 2024 (Nonemployer Statistics). Lifts, alignment racks and scan tools are financed; parts and payroll need working capital. The auto repair shop loans page explains both. 22 of the employer shops had a ZIP 97526 address (ZBP 2023).

  • Gas Stations and Convenience Stores

    Gasoline stations had 25 employer establishments in Josephine County, OR in 2023 and convenience stores had 30, with 365 and 161 paid employees. Fuel inventory, coolers, canopies and buying an existing station are the funding questions. The gas station loans page works through them. 13 stations and 9 convenience stores had a ZIP 97526 address (ZBP 2023), and the gasoline station code paid $10.3 million in wages.

Shops and Showrooms in Josephine County, OR

Stock on the shelves and the remodels around it.

Kinds of businesses by trade

  • Retail

    Retail business loans in Grants Pass, OR: retail store financing, inventory loans for boutiques, working capital for stores, and retail ratios.

  • Stores and Retailers in Josephine County, OR

    Retail trade had 314 employer establishments and 4,437 paid employees in Josephine County, OR in 2023, 179 of them in ZIP 97526 (ZBP 2023). Building material and garden dealers (33) and clothing stores are among them. The retail business loans page covers inventory, credit lines and store remodels. Retail payroll came to $161.8 million, about $36,500 per employee (our arithmetic).

Motels and Inns Near Grants Pass, OR

Rooms, furnishings and the payroll between bookings.

Kinds of businesses by trade

  • Hotels and Motels

    Hotel loans in Grants Pass, OR: FF&E financing, renovation and working capital, hotel lenders, and buying a motel's operating business.

  • Hotels and Motels in Josephine County, OR

    Traveler accommodation had 30 employer establishments and 339 paid employees in Josephine County, OR in 2023, and 48 lodging businesses without paid employees in 2024 (Nonemployer Statistics). Room renovations, furniture and fixtures, and working capital are covered on the hotel and motel loans page; property loans are not. 22 of the employer properties had a ZIP 97526 address (ZBP 2023), and lodging payroll came to $9.7 million.

Nail Studios, Salons and Gyms Around Josephine County, OR

Chairs, stations and fitness equipment.

  • Salons and Nail Studios in Josephine County, OR

    Beauty salons with employees numbered 8 in Josephine County, OR in 2023, too few for their own page. Nonemployer Statistics, a separate program, counted 201 beauty salons, 59 nail salons and 28 barber shops without paid employees in 2024. Chairs, stations and ventilation are covered in the nail salon article and on the equipment page. 5 of the employer salons had a ZIP 97526 address (ZBP 2023).

  • Gyms and Fitness Studios in Josephine County, OR

    Fitness and recreational sports centers had 5 employer establishments in Josephine County, OR in 2023, with 197 paid employees, too few for a dedicated page. Racks, cardio machines and flooring are financed as equipment, and buying an existing gym is a term-loan question. The gym loan article covers bank loans and the alternatives. Nonemployer Statistics counted 37 businesses without paid employees in the broader recreation group that includes fitness centers (2024).

Makers, Offices and Care Providers Near Grants Pass, OR

Machines, vehicles, client books and payroll.

  • Business Loans for a Manufacturing Business in Grants Pass, OR

    Manufacturing had 98 employer establishments and 2,263 paid employees in Josephine County, OR in 2023, with $125.5 million in payroll; fabricated metal product makers, which include machine shops, accounted for 26. Manufacturers finance machines through equipment financing and carry raw materials with inventory financing. No separate manufacturing page is built for this county. Manufacturing payroll worked out to about $55,500 per employee (our arithmetic).

  • Business Loans for Vehicles Around Grants Pass, OR

    A business vehicle, such as a service van, a crew truck or a box truck for deliveries, can be financed like other equipment, with the vehicle as security. For context, 14 automobile dealers with employees operated in Josephine County, OR in 2023. Sableleaf Lending does not arrange personal auto loans or trucking funding. See equipment financing for vehicles a trade or shop uses in its work.

  • Business Loans for Entrepreneurs: What Grants Pass, OR Owners Compare

    Self-employment is common ground for entrepreneurs here: the American Community Survey puts 15.9% (+/- 1.7) of employed Josephine County, OR residents in their own business (2020-2024), and Nonemployer Statistics counted 6,637 businesses without paid employees in 2024. Sableleaf Lending does not arrange startup loans; owners with an operating business can compare working capital and term loans. Grants Pass, OR itself came in at 11.4% (+/- 2.1).

  • Accounting and Insurance Offices

    Accounting, tax preparation and bookkeeping firms had 44 employer establishments in Josephine County, OR in 2023, 70.5% with fewer than five employees, and insurance agencies had 27. Their funding questions center on buying a book of clients, office remodels and fee income that arrives unevenly, which point to term loans and a revolving line. 25 accounting firms and 21 insurance agencies had a ZIP 97526 address (ZBP 2023).

  • Child Care and Assisted Living

    Child day care services had 20 employer establishments in Josephine County, OR in 2023, and assisted living facilities for the elderly had 39 with 534 paid employees. Both carry payroll ahead of reimbursements or tuition and buy furnishings and equipment. Working capital and equipment financing are the types to price; property loans are outside this site. Child day care employers paid about $22,700 per employee in 2023 (our arithmetic).

In short

Sableleaf Lending, a business funding company in Grants Pass, OR, groups funding notes by industry: food and drink, health care, trades, auto and fuel, retail, lodging, personal care and other businesses. Twelve industries have full pages; the rest have a short note here with Josephine County, OR counts from the Census Bureau and the funding types worth pricing.

Any Josephine County, OR Business Can Send a Funding Request

A request from any kind of Josephine County, OR business can be sent by phone or form. Twelve industries have their own pages, chosen where the county has enough employers and enough search interest to support one; the rest get a short note below. Counts come from the Census Bureau's County Business Patterns 2023 unless another program is named, and employer and nonemployer counts are never added together. Each note ends with the funding types worth pricing first.

By Sableleaf Lending ยท Updated

Not Sure Which Funding Type Suits Your Trade?

Call (541) 229-5327 or describe the purchase on the request form.

Call (541) 229-5327Apply
Call (541) 229-5327Apply